Individual & Family Downloadable Materials

Get information about your health benefits, anytime, anywhere. Use your computer, phone or tablet to access the Blue Cross and Blue Shield of Texas (BCBSTX) secure member website, Blue Access for Members^SM (BAM).

BCBSTX offers many convenient ways for you to pay your premium. You may choose what works best for you.

Blue365^® is just one more bonus of being a Blue Cross and Blue Shield of Texas (BCBSTX) member. With this program, you can save money on health care products and services that are most often not covered by insurance.

The Affordable Care Act makes it easier for most people to get health insurance. Based on your income, family size and the health plan you choose, you may qualify for a premium tax credit or other financial assistance to help pay for your coverage.

Once you understand health insurance costs and how they all work together, you'll be able to find the right plan to fit your budget.

After you have visited a doctor, clinic or hospital or filled a prescription, you will get a statement from Blue Cross and Blue Shield of Texas (BCBSTX) that explains what was covered under your plan. This is called an Explanation of Benefits, or EOB.

Health insurance is full of terms you may not know. To help you better understand health insurance, here's a list of the most commonly used health care terms and definitions.

A Health Savings Account (HSA) is a tax-advantaged account that you own and can use to pay for qualified medical expenses, including dental and vision services.

Many long-term illnesses can be prevented or managed when found early. With the Affordable Care Act, most health insurance plans must cover a range of preventive services with no out-of-pocket costs.

Use this guide to assist in comparing health plans before you make a decision.

With new ways to get affordable health insurance, it makes sense to get covered. Follow these steps to find the plan that's right for you.

Have a question? Looking for answers? View our helpful contact numbers.